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How to save more on Cyber Monday

Get ready for an influx of online sales that will be available on Dec. 2, 2024. Better known as Cyber Monday, the National Retail Federation started the event in 2005 after recognizing that this thing called e-commerce wasn’t going away.

The idea quickly caught on, and now every Monday after Thanksgiving, online deals abound.

While you can just jump on a company’s website and begin to shop, you can save even more money with a strategy. Here’s how:

Visit retailers’ websites and social media accounts

Many stores and brands have already started to announce Cyber Monday deals on their websites and social media platforms, so check them out now.

“Not only is it a good idea to plan what you’re going to buy before you do, retailers are benefiting from telling consumers what will be on sale,” says Arpan Podduturi, vice president of product for Shopify.

Social media is not just a place to discover deals, it’s increasingly becoming a main avenue for shoppers throughout the year.

A Q4 2024 found that 89% of consumers say social media impacts their holiday shopping decisions. Many will be buying straight from social platforms.

The survey revealed that 39% of consumers who plan to make purchases directly from social media in 2025 will buy from Facebook Shop or TikTok Shop, while 29% will use Instagram Shopping.

Explore coupons and promo codes

When you shop online, one of the most exciting things you can do is add another discount on top of what you’re already getting for Cyber Monday. Check out all the coupons and promo codes that are available for retailers, products and services. Some are applied to specific items, while others are for everything in the store.

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Online coupon companies like RetailMeNot show the you can get with a wide variety of retailers this Cyber Monday.

Focus on what you want to buy

Know in advance what you want to buy, then search specifically for those items. It’s easy to get sidetracked by especially good discounts on other things.

According to Anne Lester, author of “Your Best Financial Life,” Cyber Monday can be a if you’re not careful because deals can lead to impulse purchases, nullifying the savings on the items you intended to buy.

“Give yourself ,” Lester says. “All shopping, whether in-store or online, is designed to encourage you to spend more than you want to.”

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A good approach, she says, is to be flexible. If the coat you love is 50% off on Cyber Monday but it’s $50 more than what you promised yourself you would spend, find a way to make up that money in another spending category.

Take a break to prevent visual exhaustion

Online shopping is convenient, but when you’re sitting in front of a screen for too long everything can start to blend together. You just may hit the “buy” button to get it over with, without checking to see if it’s really the best price.

“Take a break and create space so you’re not just clicking and buying,” Lester says.

“After a while your ‘I want it now brain’ will override logic. Stand up and stretch. Go to the bathroom. It’s amazing how stepping away and moving your body can reset your brain,” she adds.

Once you’ve taken a breather, you can sit back down and shop with a clearer mind, ready to find the deals you’re after.

When in doubt, purchase gift cards

Gift cards can also be on sale on Cyber Monday. Visit your favorite retailer’s website to see if they’re advertising a discount.

For example, you may score a $100 gift card for just $75, or a $50 gift card for $40. They can be a great way to stock up on gifts, too, since you won’t have to face the pressure of buying specific items on sale. And they’re certainly popular.

You may be surprised by who appreciates gift cards, Podduturi says. “Seniors are big fans of gift cards.” So if you’re not sure what to get someone, don’t let the recipient’s age hold you back.

Because you can score a discount and make people happy, it’s no surprise that these products are so popular. According to a 2024 TSG and Bank of America’s , 87% of consumers plan to give them for the holidays.

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Make sure shipping is included

If you’re buying something on sale, consider whether you’ll need to pay extra to get it shipped. Cyber Monday usually incudes free shipping, but check first. If that store doesn’t, the deal may not be as good as you thought.

“When you can, order everything (or at least as much as you can) from online retailers that are offering free shipping,” says Tanya Peterson, vice president of brand at the digital personal finance company Achieve. “You’ll save time and minimize shipping costs as well as the environmental impact of shipping.”

There should be a statement on the website indicating that shipping is included or waived, but if not, add the item to your cart. At that stage you’ll see a list of surcharges, if there are any, then you can decide whether or not it makes sense to go through with the purchase.

Also very important: Even when regular shipping is free on Cyber Monday, you may have to pay extra to have it expedited to arrive before a specific date, such as Christmas.

Compare and contrast prices

One of the benefits of online shopping is the ability to toggle between different retailers to see which has the lowest price on what you want.

The easiest way is to type what you want into a search engine like Google Shopping and see what it costs at a variety of major retailers.

For example, maybe your teenager has been asking for a pair of Bose QuietComfort headphones. Type it into the search bar, and you’ll get prices from different stores.

This is a wise thing to do any time you want to shop online, but when you’re also searching for Cyber Monday discounts and promo codes, it puts you in a good starting position.

Understand the return policy

The quality of some items, like electronics, will be the same no matter where you buy them, so shopping online isn’t too risky. Other items, like apparel and fragrances, often need to be experienced in person. The zeal you may feel when shopping on Cyber Monday can quickly wane when the item falls short of your expectations upon arrival.

Knowing that, always read the terms of the purchase, paying special attention to the. An item you buy at a 25% discount will be a waste if you hate it and can’t send it back for a refund — or are forced into receiving credit at a store you don’t plan on shopping at later.

Expand to experiences

This is also a perfect opportunity to think beyond tangible gifts, says Christina Bennett, consumer travel expert for Priceline. Shopping on Cyber Monday can feel overwhelming because there are so many great sales, but don’t forget to prioritize nontangible items, especially if you have an upcoming trip in mind.

“Cyber Monday is a great time to look for deals on experiences or travel as brands offer some of their biggest deals of the year,” Bennett says, explaining that the travel-booking company is offering exclusive price cuts.

“Keep an eye out for flash sales and app-only deals, where you may find some of the steepest discounts or limited time add-ons,” she adds.

Lower your taxes by giving to charity

Yet another strategy to save on Cyber Monday is with charitable giving, says Karla Dennis, a certified public accountant based in La Palma, California.

“If you plan to donate any goods, electronics or perhaps clothes to your favorite charitable organization, why not save money on the purchase you were willing to make by buying on Cyber Monday?” Dennis says.

“Not only will you be saving on taxes, you’ll be paying less and your money will go further for the organization you choose to support,” she adds.

Just remember to keep your receipts and present them at tax time (if you itemize your deductions) as proof of the amount of your donation, along with the receipt from the organization where you placed the donation.

Always be mindful of your budget

Any kind of limited-time discount can be overly enticing. Stay mindful of how much you have to spend and what you want to purchase. Temptations abound, so keep your financial parameters at the forefront of your mind.

“I advise people to not enter a store unless you know you need something from it,” Lester says. “That includes online, too. Cyber Monday deals can suck you in.”

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Update 11/25/24: This story was previously published at an earlier date and has been updated with new information.

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